XAI → USD Coin (USDC XLM)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XAI → USDC XLM
1 XAI = 0.00936803 USDC XLM
1 USDC XLM = 106.746 XAI
Rate as of Sep 30, 2026 20:30
- Orders from
- 10,813.1 XAI ≈ $101.06
- Payout network
- XLM
- 24 hours
- +0.17%
Right now 1 XAI gets you 0.00936803 USDC XLM; the other way round, 1 USDC XLM is 106.746 XAI. Over 24 hours XAI/USDC XLM came in at plus 0.17%. Over the week, plus 18.8%.
The weekly range ran from 0.00781883 to 0.0116041 USDC XLM, a spread of 48.41%. One order takes from 10,813.1 to 1,070,000,000 XAI. In dollars that is roughly $101.06.
The robot sends the payout in the XLM network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Xai at No. 897 ($19.76 M) and USD Coin at No. 6 ($74.25 B). Over 90 days the daily moves of XAI and USDC correlate at -0.03 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 XAI | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.00936803 | 10,813.1 XAI | ≈ $0.17 | medium |
| Solana | 0.00936803 | 10,813.1 XAI | ≈ $0.00059 | fast |
| Arbitrum One | 0.00936803 | 10,813.1 XAI | ≈ $0.0037 | fast |
| BASE | 0.00936803 | 10,813.1 XAI | — | — |
| BNB Smart Chain (BEP20) | 0.00936803 | 10,813.1 XAI | ≈ $0.0025 | fast |
| Avalanche C-Chain | 0.00936803 | 10,813.1 XAI | ≈ $0.0035 | fast |
| NEAR | 0.00936803 | 10,813.1 XAI | — | — |
| Optimism | 0.00936803 | 10,813.1 XAI | ≈ $0.00022 | fast |
| Polygon | 0.00936803 | 10,813.1 XAI | ≈ $0.002 | fast |
| XLM open | 0.00936803 | 10,813.1 XAI | — | — |
XAI → USDC: all networks side by side Network charges for USDC
Rate and amounts for XAI → USDC XLM
| XAI | USDC XLM |
|---|---|
| 20,000 | 187.3607 |
| 100,000 | 936.8033 |
| 200,000 | 1,873.61 |
| 1,000,000 | 9,368.03 |
| 2,000,000 | 18,736.07 |
| 10,000,000 | 93,680.33 |
| USDC XLM | XAI |
|---|---|
| 200 | 21,349.2 |
| 1,000 | 106,746 |
| 2,000 | 213,492 |
| 10,000 | 1,067,459.98 |
| 20,000 | 2,134,919.96 |
| 100,000 | 10,674,599.81 |
How the XAI → USDC XLM exchange runs
- Work out the amount in the calculator — orders start at 10,813.1 XAI.
- Give a USDC address on XLM and a contact for the order.
- Send XAI on Xai, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending XAI
- The address network is XLM. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 10,813.1 XAI.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XAI to USDC XLM rate has moved
high 0.0116041 USDC XLMlow 0.00781883 USDC XLM
Sep 23, 2026 20:35Sep 30, 2026 20:35
high 0.00981422 USDC XLMlow 0.00687974 USDC XLM
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.00981422 USDC XLMlow 0.00594012 USDC XLM
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.0436719 USDC XLMlow 0.00594012 USDC XLM
Oct 1, 2025 05:00Sep 30, 2026 05:00
- 24 hours
- +0.17%
- Week
- +18.8%
- Weekly high
- 0.0116041 USDC XLM
- Weekly low
- 0.00781883 USDC XLM
- Spread
- 48.41%
Market data from CoinGecko as of Sep 30, 2026 20:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XAI/USDC XLM spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.00953988 | 0.00921713 | 0.00934835 | +0.17% |
| Week | 0.0116041 | 0.00781883 | 0.0091627 | +18.8% |
| Month | 0.00981422 | 0.00687974 | 0.0078379 | +28.96% |
| Quarter | 0.00981422 | 0.00594012 | 0.00723587 | +30.69% |
Figures are in USDC XLM per unit of the currency you send, taken from market data.
Daily XAI → USDC XLM rate
| Day | Close | Against the day before |
|---|---|---|
| Sep 30, 2026 | 0.00941531 USDC XLM | +2.33% |
| Sep 29, 2026 | 0.00920126 USDC XLM | −5.65% |
| Sep 28, 2026 | 0.00975213 USDC XLM | +4.23% |
| Sep 27, 2026 | 0.00935676 USDC XLM | +0.51% |
| Sep 26, 2026 | 0.00930944 USDC XLM | −5.14% |
| Sep 25, 2026 | 0.00981422 USDC XLM | +24.22% |
| Sep 24, 2026 | 0.00790048 USDC XLM | −4.91% |
Market data: XAI and USDC
Xai XAI- Price
- $0.00934602
- 24 hours
- +0.16%
- Week
- +14.35%
- Market cap
- $19.76 M
- 24-hour turnover
- $6.43 M
- Rank by cap
- #897
- In circulation
- 2.11 B XAI
- All-time high
- $1.59
USD Coin USDC- Price
- $0.999744
- 24 hours
- −0.01%
- Week
- 0%
- Market cap
- $74.25 B
- 24-hour turnover
- $17.86 B
- Rank by cap
- #6
- In circulation
- 74.27 B USDC
- All-time high
- $1.04
Source: CoinGecko, Sep 30, 2026 20:27.
Xai and USD Coin: how they differ
| Xai (XAI) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XAI | USDC |
| In circulation | 2.11 B XAI | 74.27 B USDC |
| Market cap | $19.76 M | $74.25 B |
| Rank by cap | #897 | #6 |
| Type | — | token |
| Network | — | XLM |
| Launched | — | 2018 |
| Built by | — | Circle |
| Supply cap | — | no cap |
Daily moves of XAI and USDC over the quarter link at -0.03 (they travel apart).
Why people take the XAI → USDC XLM route
- Stepping out of the swingsXAI moved +28.95% over the past month. USDC tracks the dollar, so after the swap the amount stops following XAI.
- It works both waysThe USDC XLM → XAI direction is open as well — going back into XAI takes the same route and the same automation.
Common questions: XAI → USDC XLM
What rate does XAI to USDC XLM run at?
As of Sep 30, 2026 20:30 it is 1 XAI = 0.00936803 USDC XLM. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.00936563.
What amounts does XAI → USDC XLM accept?
From 10,813.1 to 1,070,000,000 XAI per order. The floor is roughly $101.06.
Why can I not swap less than 10,813.1 XAI?
The network fee and the handling do not depend on the amount. On a transfer below 10,813.1 XAI they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XAI, and the blockchain takes that one.
How long does swapping XAI for USDC XLM take?
The clock starts with confirmations: as soon as Xai confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant.
Which network will USDC XLM arrive in?
The payout goes out on XLM. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XAI to USDC XLM rate do over the month?
Over the month, plus 28.96%: a low of 0.00687974, a high of 0.00981422, an average of 0.0078379 USDC XLM per 1 XAI.
Can I swap back, USDC XLM for XAI?
Yes, the reverse is open too: 1 USDC XLM = 106.7439 XAI. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send XAI, receive something else
XAI → USDS0.00936616
XAI → USDT Arbitrum0.00936991- XAI → USDT BEP200.00936991
- XAI → USDT AVAX C0.00936991
- XAI → USDT ERC200.00936991
- XAI → USDT NEAR0.00936991
- XAI → USDT Optimism0.00936991
- XAI → USDT SOL0.00936991
