Stellar (XLM) → USD1

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XLM → USD1 1 XLM = 0.226906 USD1 1 USD1 = 4.4071 XLM

Rate as of Oct 1, 2026 01:05

Orders from: 912.7419 XLM ≈ $205.40
Payout network: USD1
24 hours: +1.58%

You send

XLM

You get 2,269.06

USD1

Create the order

Rate: 1 XLM = 0.226906 USD1
From: 912.7419 XLM
Up to: 44,400,000 XLM

Preliminary figure: the final amount is locked in the order.

The direction is holding at 0.226906 USD1 per 1 XLM (4.4071 XLM per 1 USD1). Over 24 hours XLM/USD1 came in at plus 1.58%. Over the week, plus 11.12%.

The weekly range ran from 0.199338 to 0.232015 USD1, a spread of 16.39%. One order takes from 912.7419 to 44,400,000 XLM. In dollars that is roughly $205.40.

Market capitalisation puts Stellar at No. 20 ($7.88 B) and USD1 at No. 31 ($4.42 B). Over 90 days the daily moves of XLM and USD1 correlate at 0.13 (they travel apart).

Rate and amounts for XLM → USD1

Send XLM — receive USD1Need USD1 — send this much XLM

XLM	USD1
1,000	226.9058
2,000	453.8116
10,000	2,269.06
20,000	4,538.12
100,000	22,690.58
200,000	45,381.16

USD1	XLM
500	2,203.56
1,000	4,407.12
5,000	22,035.58
10,000	44,071.15
50,000	220,355.76
100,000	440,711.51

How the XLM → USD1 exchange runs

Work out the amount in the calculator — orders start at 912.7419 XLM.
Give a USD1 address on USD1 and a contact for the order.
Send XLM on Stellar, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD1 to your address. The order page shows the status.

Swap XLM for USD1

Check this before sending XLM

The address network is USD1. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 912.7419 XLM.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XLM to USD1 rate has moved

WeekMonthQuarterYear

high 0.232015 USD1low 0.199338 USD1

Sep 24, 2026 01:08Oct 1, 2026 01:08

high 0.232332 USD1low 0.174735 USD1

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 0.232332 USD1low 0.154825 USD1

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 0.410001 USD1low 0.143384 USD1

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +1.58%
Week: +11.12%
Weekly high: 0.232015 USD1
Weekly low: 0.199338 USD1
Spread: 16.39%

Market data from CoinGecko as of Oct 1, 2026 00:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XLM/USD1 spread by period

Period	High	Low	Middle	Period result
24 hours	0.230512	0.221088	0.224033	+1.58%
Week	0.232015	0.199338	0.217791	+11.12%
Month	0.232332	0.174735	0.193514	+30.62%
Quarter	0.232332	0.154825	0.184265	+15.81%

Figures are in USD1 per unit of the currency you send, taken from market data.

Daily XLM → USD1 rate

Day	Close	Against the day before
Sep 30, 2026	0.228243 USD1	−1.76%
Sep 29, 2026	0.232332 USD1	+7.63%
Sep 28, 2026	0.215861 USD1	−0.32%
Sep 27, 2026	0.216561 USD1	−1.7%
Sep 26, 2026	0.220301 USD1	+1.21%
Sep 25, 2026	0.217657 USD1	+7.65%
Sep 24, 2026	0.202197 USD1	−6.46%

How the Velorex rate moved: XLM → USD1 day by day

Day	Velorex rate	Market rate
Sep 30, 2026	0.226616 USD1	0.225208
Sep 29, 2026	0.223442 USD1	0.224375
Sep 28, 2026	0.225083 USD1	0.224578
Sep 27, 2026	0.214262 USD1	0.214402
Sep 26, 2026	0.216923 USD1	0.216425
Sep 25, 2026	0.219844 USD1	0.220223

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: XLM and USD1

Stellar XLM

Price: $0.225036
24 hours: +1.57%
Week: +11.07%
Market cap: $7.88 B
24-hour turnover: $350.76 M
Rank by cap: #20
In circulation: 35.02 B XLM
All-time high: $0.875563

USD1 USD1

Price: $0.999238
24 hours: −0.01%
Week: −0.01%
Market cap: $4.42 B
24-hour turnover: $924.8 M
Rank by cap: #31
In circulation: 4.42 B USD1
All-time high: $1.05

Source: CoinGecko, Oct 1, 2026 00:57.

Stellar and USD1: how they differ

	Stellar (XLM)	USD1 (USD1)
Ticker	XLM	USD1
Type	coin of its own network	—
Launched	2014	—
Built by	Jed McCaleb, Joyce Kim	—
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	—
Privacy	transfers are public	—
In circulation	35.02 B XLM	4.42 B USD1
Market cap	$7.88 B	$4.42 B
Rank by cap	#20	#31

Daily moves of XLM and USD1 over the quarter link at 0.13 (they travel apart).

Why people take the XLM → USD1 route

Stepping out of the swingsXLM moved +30.6% over the past month. USD1 tracks the dollar, so after the swap the amount stops following XLM.
It works both waysThe USD1 → XLM direction is open as well — going back into XLM takes the same route and the same automation.

Common questions: XLM → USD1

What rate does XLM to USD1 run at?

As of Oct 1, 2026 01:05 it is 1 XLM = 0.226906 USD1. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.226733.

What amounts does XLM → USD1 accept?

From 912.7419 to 44,400,000 XLM per order. The floor is roughly $205.40.

Why can I not swap less than 912.7419 XLM?

The network fee and the handling do not depend on the amount. On a transfer below 912.7419 XLM they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.

How long does swapping XLM for USD1 take?

The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.

Which network will USD1 arrive in?

USD1 arrives in its own USD1 network — a plain USD1 address is all you need.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to USD1 rate do over the month?

Over the month, plus 30.62%: a low of 0.174735, a high of 0.232332, an average of 0.193514 USD1 per 1 XLM.

Can I swap back, USD1 for XLM?

Yes, the reverse is open too: 1 USD1 = 4.407 XLM. The link to switch sits under the calculator.