Stellar (XLM) → USD Coin (USDC ERC20)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XLM → USDC ERC20
1 XLM = 0.147909 USDC ERC20
1 USDC ERC20 = 6.7609 XLM
Rate as of Nov 10, 2026 13:24
- Orders from
- 912.7419 XLM ≈ $136.25
- Payout network
- Ethereum (ERC20)
- 24 hours
- +3.48%
Right now 1 XLM gets you 0.147909 USDC ERC20; the other way round, 1 USDC ERC20 is 6.7609 XLM. Over 24 hours XLM/USDC ERC20 came in at plus 3.48%. Over the week, minus 7.97%.
The weekly range ran from 0.145263 to 0.168858 USDC ERC20, a spread of 16.24%. One order takes from 912.7419 to 67,000,000 XLM. In dollars that is roughly $136.25.
The robot sends the payout in the Ethereum (ERC20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Stellar at No. 19 ($5.28 B) and USD Coin at No. 5 ($70.09 B). Over 90 days the daily moves of XLM and USDC correlate at 0.06 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 XLM | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) open | 0.147909 | 912.7419 XLM | ≈ $0.0068 | medium |
| Solana | 0.147909 | 912.7419 XLM | ≈ $0.00043 | fast |
| Arbitrum One | 0.147909 | 912.7419 XLM | ≈ $0.0028 | fast |
| BASE | 0.147909 | 912.7419 XLM | — | — |
| BNB Smart Chain (BEP20) | 0.147909 | 450.5258 XLM | ≈ $0.0022 | fast |
| Avalanche C-Chain | 0.147909 | 450.5258 XLM | ≈ $0.0041 | fast |
| NEAR | 0.147909 | 450.5258 XLM | — | — |
| Optimism | 0.147909 | 450.5258 XLM | ≈ $0.00014 | fast |
| Polygon | 0.147909 | 450.5258 XLM | ≈ $0.00019 | fast |
| XLM | 0.147909 | 450.5258 XLM | — | — |
XLM → USDC: all networks side by side Network charges for USDC
Rate and amounts for XLM → USDC ERC20
| XLM | USDC ERC20 |
|---|---|
| 1,000 | 147.9085 |
| 5,000 | 739.5426 |
| 10,000 | 1,479.09 |
| 50,000 | 7,395.43 |
| 100,000 | 14,790.85 |
| 500,000 | 73,954.26 |
| USDC ERC20 | XLM |
|---|---|
| 200 | 1,352.19 |
| 1,000 | 6,760.94 |
| 2,000 | 13,521.87 |
| 10,000 | 67,609.36 |
| 20,000 | 135,218.71 |
| 100,000 | 676,093.57 |
How the XLM → USDC ERC20 exchange runs
- Work out the amount in the calculator — orders start at 912.7419 XLM.
- Give a USDC address on Ethereum (ERC20) and a contact for the order.
- Send XLM on Stellar, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending XLM
- The address network is Ethereum (ERC20). Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 912.7419 XLM.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XLM to USDC ERC20 rate has moved
high 0.168858 USDC ERC20low 0.145263 USDC ERC20
Nov 3, 2026 13:24Nov 10, 2026 13:24
high 0.202958 USDC ERC20low 0.146402 USDC ERC20
Oct 10, 2026 05:00Nov 9, 2026 05:00
high 0.232226 USDC ERC20low 0.146402 USDC ERC20
Aug 11, 2026 05:00Nov 9, 2026 05:00
high 0.300406 USDC ERC20low 0.143382 USDC ERC20
Nov 11, 2025 05:00Nov 9, 2026 05:00
- 24 hours
- +3.48%
- Week
- −7.97%
- Weekly high
- 0.168858 USDC ERC20
- Weekly low
- 0.145263 USDC ERC20
- Spread
- 16.24%
Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XLM/USDC ERC20 spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.148301 | 0.145263 | 0.147251 | +3.48% |
| Week | 0.168858 | 0.145263 | 0.155633 | −7.97% |
| Month | 0.202958 | 0.146402 | 0.17382 | −24.78% |
| Quarter | 0.232226 | 0.146402 | 0.184453 | −9.28% |
Figures are in USDC ERC20 per unit of the currency you send, taken from market data.
Daily XLM → USDC ERC20 rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 9, 2026 | 0.146402 USDC ERC20 | −3.23% |
| Nov 8, 2026 | 0.15129 USDC ERC20 | −1.33% |
| Nov 7, 2026 | 0.153335 USDC ERC20 | +0.22% |
| Nov 6, 2026 | 0.152994 USDC ERC20 | −8.88% |
| Nov 5, 2026 | 0.167907 USDC ERC20 | +3.38% |
| Nov 4, 2026 | 0.162411 USDC ERC20 | −0.3% |
| Nov 3, 2026 | 0.162903 USDC ERC20 | −3.2% |
How the Velorex rate moved: XLM → USDC ERC20 day by day
| Day | Velorex rate | Market rate |
|---|---|---|
| Nov 10, 2026 | 0.149059 USDC ERC20 | 0.149347 |
| Nov 9, 2026 | 0.147559 USDC ERC20 | 0.148027 |
| Nov 8, 2026 | 0.146499 USDC ERC20 | 0.146362 |
| Nov 7, 2026 | 0.150738 USDC ERC20 | 0.151094 |
| Nov 6, 2026 | 0.153238 USDC ERC20 | 0.154227 |
| Nov 5, 2026 | 0.152968 USDC ERC20 | 0.153712 |
| Nov 4, 2026 | 0.169188 USDC ERC20 | 0.169175 |
| Nov 3, 2026 | 0.162618 USDC ERC20 | 0.16306 |
| Nov 2, 2026 | 0.163248 USDC ERC20 | 0.163325 |
| Nov 1, 2026 | 0.167658 USDC ERC20 | 0.167448 |
| Oct 31, 2026 | 0.169838 USDC ERC20 | 0.169947 |
| Oct 30, 2026 | 0.168848 USDC ERC20 | 0.168914 |
| Oct 29, 2026 | 0.163968 USDC ERC20 | 0.163634 |
| Oct 28, 2026 | 0.173018 USDC ERC20 | 0.172875 |
Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted
Market data: XLM and USDC
Stellar XLM- Price
- $0.14928
- 24 hours
- +3.49%
- Week
- −7.81%
- Market cap
- $5.28 B
- 24-hour turnover
- $98.19 M
- Rank by cap
- #19
- In circulation
- 35.37 B XLM
- All-time high
- $0.875563
USD Coin USDC- Price
- $0.999553
- 24 hours
- +0.02%
- Week
- +0.02%
- Market cap
- $70.09 B
- 24-hour turnover
- $11.93 B
- Rank by cap
- #5
- In circulation
- 70.12 B USDC
- All-time high
- $1.04
Source: CoinGecko, Nov 10, 2026 12:57.
Stellar and USD Coin: how they differ
| Stellar (XLM) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XLM | USDC |
| Type | coin of its own network | token |
| Launched | 2014 | 2018 |
| Built by | Jed McCaleb, Joyce Kim | Circle |
| Consensus | Stellar Consensus Protocol | — |
| Block | ~5 sec | — |
| Supply cap | 50 B XLM | no cap |
| Privacy | transfers are public | — |
| In circulation | 35.37 B XLM | 70.12 B USDC |
| Market cap | $5.28 B | $70.09 B |
| Rank by cap | #19 | #5 |
| Network | — | Ethereum (ERC20) |
| Fees are paid in | — | ETH |
Daily moves of XLM and USDC over the quarter link at 0.06 (they travel apart).
Why people take the XLM → USDC ERC20 route
- Stepping out of the swingsXLM moved −25.06% over the past month. USDC tracks the dollar, so after the swap the amount stops following XLM.
- It works both waysThe USDC ERC20 → XLM direction is open as well — going back into XLM takes the same route and the same automation.
Common questions: XLM → USDC ERC20
What rate does XLM to USDC ERC20 run at?
As of Nov 10, 2026 13:24 it is 1 XLM = 0.147909 USDC ERC20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.147842.
What amounts does XLM → USDC ERC20 accept?
From 912.7419 to 67,000,000 XLM per order. The floor is roughly $136.25.
Why can I not swap less than 912.7419 XLM?
The network fee and the handling do not depend on the amount. On a transfer below 912.7419 XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.
How long does swapping XLM for USDC ERC20 take?
The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.
Which network will USDC ERC20 arrive in?
The payout goes out on Ethereum (ERC20). Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to USDC ERC20 rate do over the month?
Over the month, minus 24.78%: a low of 0.146402, a high of 0.202958, an average of 0.17382 USDC ERC20 per 1 XLM.
Can I swap back, USDC ERC20 for XLM?
Yes, the reverse is open too: 1 USDC ERC20 = 6.7608 XLM. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send XLM, receive something else
XLM → USDS0.14773
XLM → USDT Arbitrum0.147849- XLM → USDT BEP200.147849
- XLM → USDT AVAX C0.147849
- XLM → USDT ERC200.147849
- XLM → USDT NEAR0.147849
- XLM → USDT Optimism0.147849
- XLM → USDT SOL0.147849
