Stellar (XLM) → USDS

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XLM → USDS 1 XLM = 0.226197 USDS 1 USDS = 4.4209 XLM

Rate as of Oct 1, 2026 00:20

Orders from: 912.7419 XLM ≈ $206.25
Payout network: USDS
24 hours: +1.26%

You send

XLM

You get 2,261.97

USDS

Create the order

Rate: 1 XLM = 0.226197 USDS
From: 912.7419 XLM
Up to: 44,300,000 XLM

Preliminary figure: the final amount is locked in the order.

Right now 1 XLM gets you 0.226197 USDS; the other way round, 1 USDS is 4.4209 XLM. Over 24 hours XLM/USDS came in at plus 1.26%. Over the week, plus 9.07%.

The weekly range ran from 0.197944 to 0.233575 USDS, a spread of 18%. One order takes from 912.7419 to 44,300,000 XLM. In dollars that is roughly $206.25.

Market capitalisation puts Stellar at No. 20 ($7.91 B) and USDS at No. 16 ($9.93 B). Over 90 days the daily moves of XLM and USDS correlate at 0.12 (they travel apart).

Rate and amounts for XLM → USDS

Send XLM — receive USDSNeed USDS — send this much XLM

XLM	USDS
1,000	226.1973
2,000	452.3945
10,000	2,261.97
20,000	4,523.95
100,000	22,619.73
200,000	45,239.45

USDS	XLM
500	2,210.46
1,000	4,420.92
5,000	22,104.6
10,000	44,209.2
50,000	221,046
100,000	442,092.01

How the XLM → USDS exchange runs

Work out the amount in the calculator — orders start at 912.7419 XLM.
Give a USDS address on USDS and a contact for the order.
Send XLM on Stellar, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USDS to your address. The order page shows the status.

Swap XLM for USDS

Check this before sending XLM

The address network is USDS. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 912.7419 XLM.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XLM to USDS rate has moved

WeekMonthQuarterYear

high 0.233575 USDSlow 0.197944 USDS

Sep 24, 2026 00:21Oct 1, 2026 00:21

high 0.232348 USDSlow 0.174671 USDS

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 0.232348 USDSlow 0.154724 USDS

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 0.410095 USDSlow 0.143373 USDS

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +1.26%
Week: +9.07%
Weekly high: 0.233575 USDS
Weekly low: 0.197944 USDS
Spread: 18%

Market data from CoinGecko as of Sep 30, 2026 23:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XLM/USDS spread by period

Period	High	Low	Middle	Period result
24 hours	0.228538	0.221137	0.224005	+1.26%
Week	0.233575	0.197944	0.217525	+9.07%
Month	0.232348	0.174671	0.193453	+30.6%
Quarter	0.232348	0.154724	0.184163	+15.81%

Figures are in USDS per unit of the currency you send, taken from market data.

Daily XLM → USDS rate

Day	Close	Against the day before
Sep 30, 2026	0.228124 USDS	−1.82%
Sep 29, 2026	0.232348 USDS	+7.66%
Sep 28, 2026	0.215818 USDS	−0.32%
Sep 27, 2026	0.216508 USDS	−1.69%
Sep 26, 2026	0.220238 USDS	+1.27%
Sep 25, 2026	0.217479 USDS	+7.6%
Sep 24, 2026	0.202124 USDS	−6.45%

How the Velorex rate moved: XLM → USDS day by day

Day	Velorex rate	Market rate
Sep 30, 2026	0.226097 USDS	0.226034
Sep 29, 2026	0.22351 USDS	0.22434
Sep 28, 2026	0.225038 USDS	0.224569
Sep 27, 2026	0.214219 USDS	0.214336
Sep 26, 2026	0.21688 USDS	0.216368
Sep 25, 2026	0.2198 USDS	0.220152

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: XLM and USDS

Stellar XLM

Price: $0.225969
24 hours: +1.35%
Week: +10.58%
Market cap: $7.91 B
24-hour turnover: $352.41 M
Rank by cap: #20
In circulation: 35.02 B XLM
All-time high: $0.875563

USDS USDS

Price: $0.999713
24 hours: +0.09%
Week: −0.01%
Market cap: $9.93 B
24-hour turnover: $199.75 M
Rank by cap: #16
In circulation: 9.93 B USDS
All-time high: $1.06

Source: CoinGecko, Sep 30, 2026 23:57.

Stellar and USDS: how they differ

	Stellar (XLM)	USDS (USDS)
Ticker	XLM	USDS
Type	coin of its own network	—
Launched	2014	—
Built by	Jed McCaleb, Joyce Kim	—
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	—
Privacy	transfers are public	—
In circulation	35.02 B XLM	9.93 B USDS
Market cap	$7.91 B	$9.93 B
Rank by cap	#20	#16

Daily moves of XLM and USDS over the quarter link at 0.12 (they travel apart).

Why people take the XLM → USDS route

Stepping out of the swingsXLM moved +30.6% over the past month. USDS tracks the dollar, so after the swap the amount stops following XLM.
It works both waysThe USDS → XLM direction is open as well — going back into XLM takes the same route and the same automation.

Common questions: XLM → USDS

What rate does XLM to USDS run at?

As of Oct 1, 2026 00:20 it is 1 XLM = 0.226197 USDS. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.226132.

What amounts does XLM → USDS accept?

From 912.7419 to 44,300,000 XLM per order. The floor is roughly $206.25.

Why can I not swap less than 912.7419 XLM?

The network fee and the handling do not depend on the amount. On a transfer below 912.7419 XLM they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.

How long does swapping XLM for USDS take?

The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.

Which network will USDS arrive in?

USDS arrives in its own USDS network — a plain USDS address is all you need.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to USDS rate do over the month?

Over the month, plus 30.6%: a low of 0.174671, a high of 0.232348, an average of 0.193453 USDS per 1 XLM.

Can I swap back, USDS for XLM?

Yes, the reverse is open too: 1 USDS = 4.4208 XLM. The link to switch sits under the calculator.