Stellar (XLM) → Tether (USDT BEP20)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XLM → USDT BEP20 1 XLM = 0.147849 USDT BEP20 1 USDT BEP20 = 6.7637 XLM

Rate as of Nov 10, 2026 13:24

Orders from: 912.7419 XLM ≈ $136.25
Payout network: BNB Smart Chain (BEP20)
24 hours: +3.49%

You send

XLM

You get 1,478.49

USDT BEP20

Create the order

Rate: 1 XLM = 0.147849 USDT BEP20
From: 912.7419 XLM
Up to: 67,000,000 XLM

Preliminary figure: the final amount is locked in the order.

The direction is holding at 0.147849 USDT BEP20 per 1 XLM (6.7637 XLM per 1 USDT BEP20). Over 24 hours XLM/USDT BEP20 came in at plus 3.49%. Over the week, minus 7.99%.

The weekly range ran from 0.145311 to 0.168912 USDT BEP20, a spread of 16.24%. One order takes from 912.7419 to 67,000,000 XLM. In dollars that is roughly $136.25.

The robot sends the payout in the BNB Smart Chain (BEP20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Stellar at No. 19 ($5.28 B) and Tether at No. 3 ($176.88 B). Over 90 days the daily moves of XLM and USDT correlate at 0.19 (they travel apart).

Which network USDT arrives in

The same USDT goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XLM	From	Network fee	Speed
Ethereum (ERC20)	0.147849	912.7419 XLM	≈ $0.0068	medium
TRON (TRC20)	0.147849	912.7419 XLM	≈ $2.2	fast
BNB Smart Chain (BEP20) open	0.147849	912.7419 XLM	≈ $0.0022	fast
Solana	0.147849	912.7419 XLM	≈ $0.00043	fast
Arbitrum One	0.147849	450.5258 XLM	≈ $0.0028	fast
Avalanche C-Chain	0.147849	450.5258 XLM	≈ $0.0041	fast
NEAR	0.147849	450.5258 XLM	—	—
Optimism	0.147849	450.5258 XLM	≈ $0.00014	fast

XLM → USDT: all networks side by side Network charges for USDT

Rate and amounts for XLM → USDT BEP20

Send XLM — receive USDT BEP20Need USDT BEP20 — send this much XLM

XLM	USDT BEP20
1,000	147.8485
5,000	739.2426
10,000	1,478.49
50,000	7,392.43
100,000	14,784.85
500,000	73,924.26

USDT BEP20	XLM
200	1,352.74
1,000	6,763.68
2,000	13,527.36
10,000	67,636.79
20,000	135,273.59
100,000	676,367.94

How the XLM → USDT BEP20 exchange runs

Work out the amount in the calculator — orders start at 912.7419 XLM.
Give a USDT address on BNB Smart Chain (BEP20) and a contact for the order.
Send XLM on Stellar, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Tether to your address. The order page shows the status.

Swap XLM for USDT BEP20

Check this before sending XLM

The address network is BNB Smart Chain (BEP20). Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 912.7419 XLM.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XLM to USDT BEP20 rate has moved

WeekMonthQuarterYear

high 0.168912 USDT BEP20low 0.145311 USDT BEP20

Nov 3, 2026 13:25Nov 10, 2026 13:25

high 0.203069 USDT BEP20low 0.146467 USDT BEP20

Oct 10, 2026 05:00Nov 9, 2026 05:00

high 0.232273 USDT BEP20low 0.146467 USDT BEP20

Aug 11, 2026 05:00Nov 9, 2026 05:00

high 0.300452 USDT BEP20low 0.143312 USDT BEP20

Nov 11, 2025 05:00Nov 9, 2026 05:00

24 hours: +3.49%
Week: −7.99%
Weekly high: 0.168912 USDT BEP20
Weekly low: 0.145311 USDT BEP20
Spread: 16.24%

Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XLM/USDT BEP20 spread by period

Period	High	Low	Middle	Period result
24 hours	0.148349	0.145311	0.147308	+3.49%
Week	0.168912	0.145311	0.155706	−7.99%
Month	0.203069	0.146467	0.173917	−24.78%
Quarter	0.232273	0.146467	0.184503	−9.29%

Figures are in USDT BEP20 per unit of the currency you send, taken from market data.

Daily XLM → USDT BEP20 rate

Day	Close	Against the day before
Nov 9, 2026	0.146467 USDT BEP20	−3.24%
Nov 8, 2026	0.151376 USDT BEP20	−1.33%
Nov 7, 2026	0.153421 USDT BEP20	+0.23%
Nov 6, 2026	0.153067 USDT BEP20	−8.87%
Nov 5, 2026	0.167959 USDT BEP20	+3.36%
Nov 4, 2026	0.162494 USDT BEP20	−0.31%
Nov 3, 2026	0.163007 USDT BEP20	−3.2%

How the Velorex rate moved: XLM → USDT BEP20 day by day

Day	Velorex rate	Market rate
Nov 10, 2026	0.149119 USDT BEP20	0.149417
Nov 9, 2026	0.147649 USDT BEP20	0.148083
Nov 8, 2026	0.146639 USDT BEP20	0.146412
Nov 7, 2026	0.151248 USDT BEP20	0.151175
Nov 6, 2026	0.153708 USDT BEP20	0.154311
Nov 5, 2026	0.152908 USDT BEP20	0.153796
Nov 4, 2026	0.168638 USDT BEP20	0.169231
Nov 3, 2026	0.162738 USDT BEP20	0.163135
Nov 2, 2026	0.163358 USDT BEP20	0.163435
Nov 1, 2026	0.167928 USDT BEP20	0.167556
Oct 31, 2026	0.169918 USDT BEP20	0.170038
Oct 30, 2026	0.169268 USDT BEP20	0.169033
Oct 29, 2026	0.164098 USDT BEP20	0.163724
Oct 28, 2026	0.172968 USDT BEP20	0.172949

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: XLM and USDT

Stellar XLM

Price: $0.14928
24 hours: +3.49%
Week: −7.81%
Market cap: $5.28 B
24-hour turnover: $98.19 M
Rank by cap: #19
In circulation: 35.37 B XLM
All-time high: $0.875563

Tether USDT

Price: $0.999086
24 hours: 0%
Week: +0.04%
Market cap: $176.88 B
24-hour turnover: $43.97 B
Rank by cap: #3
In circulation: 177.04 B USDT
All-time high: $1.32

Source: CoinGecko, Nov 10, 2026 12:57.

Stellar and Tether: how they differ

	Stellar (XLM)	Tether (USDT)
Ticker	XLM	USDT
Type	coin of its own network	token
Launched	2014	2014
Built by	Jed McCaleb, Joyce Kim	Tether Limited
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	no cap
Privacy	transfers are public	—
In circulation	35.37 B XLM	177.04 B USDT
Market cap	$5.28 B	$176.88 B
Rank by cap	#19	#3
Network	—	BNB Smart Chain (BEP20)
Fees are paid in	—	BNB

Daily moves of XLM and USDT over the quarter link at 0.19 (they travel apart).

Why people take the XLM → USDT BEP20 route

Stepping out of the swingsXLM moved −25.06% over the past month. USDT tracks the dollar, so after the swap the amount stops following XLM.
It works both waysThe USDT BEP20 → XLM direction is open as well — going back into XLM takes the same route and the same automation.

Common questions: XLM → USDT BEP20

What rate does XLM to USDT BEP20 run at?

As of Nov 10, 2026 13:24 it is 1 XLM = 0.147849 USDT BEP20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.147713.

What amounts does XLM → USDT BEP20 accept?

From 912.7419 to 67,000,000 XLM per order. The floor is roughly $136.25.

Why can I not swap less than 912.7419 XLM?

The network fee and the handling do not depend on the amount. On a transfer below 912.7419 XLM they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.

How long does swapping XLM for USDT BEP20 take?

The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.

Which network will USDT BEP20 arrive in?

The payout goes out on BNB Smart Chain (BEP20). Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDT?

Usually USDT BEP20, USDT SOL, USDT Arbitrum, USDT AVAX C, USDT Optimism works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to USDT BEP20 rate do over the month?

Over the month, minus 24.78%: a low of 0.146467, a high of 0.203069, an average of 0.173917 USDT BEP20 per 1 XLM.

Can I swap back, USDT BEP20 for XLM?

Yes, the reverse is open too: 1 USDT BEP20 = 6.7635 XLM. The link to switch sits under the calculator.