USDT ERC20 (Ethereum) → USDC Polygon (Polygon PoS)
The stablecoin leaves for another network: you send USDT ERC20 in Ethereum and take USDC Polygon in Polygon PoS. All of it is one order.
Rate and amounts for USDT ERC20 → USDC Polygon
1 USDT ERC20 = 0.998602 USDC Polygon
1 USDC Polygon = 1.0014 USDT ERC20
Rate as of Nov 1, 2026 08:24
- Orders from
- 100.67 USDT ERC20 ≈ $100.62
- Payout network
- Polygon
- 24 hours
- +0.01%
Current maths: 0.998602 USDC Polygon for every USDT ERC20, and 1.0014 USDT ERC20 per USDC Polygon in reverse. Over 24 hours USDT ERC20/USDC Polygon came in at plus 0.01%. Over the week, about 0%.
The weekly range ran from 0.998459 to 0.999713 USDC Polygon, a spread of 0.13%. One order takes from 100.67 to 10,000,000 USDT ERC20. In dollars that is roughly $100.62.
The robot sends the payout in the Polygon network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Tether at No. 3 ($180.03 B) and USD Coin at No. 6 ($71.71 B). Over 90 days the daily moves of USDT and USDC correlate at 0.13 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 USDT ERC20 | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) | 0.998602 | 100.67 USDT ERC20 | ≈ $0.0062 | medium |
| TRON (TRC20) | 0.998602 | 100.67 USDT ERC20 | ≈ $2.1 | fast |
| Solana | 0.998602 | 100.67 USDT ERC20 | ≈ $0.00048 | fast |
| Arbitrum One | 0.998602 | 100.67 USDT ERC20 | ≈ $0.0029 | fast |
| BASE | 0.998602 | 100.67 USDT ERC20 | — | — |
| BNB Smart Chain (BEP20) | 0.998602 | 100.67 USDT ERC20 | ≈ $0.0023 | fast |
| Avalanche C-Chain | 0.998602 | 100.67 USDT ERC20 | ≈ $0.0014 | fast |
| NEAR | 0.998602 | 100.67 USDT ERC20 | — | — |
| Optimism | 0.998602 | 100.67 USDT ERC20 | ≈ $0.00015 | fast |
| Polygon open | 0.998602 | 100.67 USDT ERC20 | ≈ $0.0016 | fast |
| XLM | 0.998602 | 100.67 USDT ERC20 | — | — |
Rate and amounts for USDT ERC20 → USDC Polygon
| USDT ERC20 | USDC Polygon |
|---|---|
| 200 | 199.7204 |
| 1,000 | 998.602 |
| 2,000 | 1,997.2 |
| 10,000 | 9,986.02 |
| 20,000 | 19,972.04 |
| 100,000 | 99,860.2 |
| USDC Polygon | USDT ERC20 |
|---|---|
| 200 | 200.28 |
| 1,000 | 1,001.4 |
| 2,000 | 2,002.8 |
| 10,000 | 10,014 |
| 20,000 | 20,028 |
| 100,000 | 100,140 |
How the USDT ERC20 → USDC Polygon exchange runs
- Work out the amount in the calculator — orders start at 100.67 USDT ERC20.
- Give a USDC address on Polygon and a contact for the order.
- Send USDT ERC20 on Ethereum (ERC20), exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending USDT ERC20
- The address network is Polygon. Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 100.67 USDT ERC20.
- Copy the address in full, then check its first and last characters once it is pasted.
- Ethereum, Arbitrum, Optimism, BNB Smart Chain and Polygon addresses look the same (0x…) — make sure the wallet is switched to Polygon PoS.
- Keep a reserve of POL at the same address — without it USDC cannot be sent on later.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the USDT ERC20 to USDC Polygon rate has moved
high 0.999713 USDC Polygonlow 0.998459 USDC Polygon
Oct 25, 2026 08:27Nov 1, 2026 08:27
high 0.999991 USDC Polygonlow 0.999117 USDC Polygon
Oct 1, 2026 05:00Oct 31, 2026 05:00
high 1.0002 USDC Polygonlow 0.999117 USDC Polygon
Aug 2, 2026 05:00Oct 31, 2026 05:00
high 1.0031 USDC Polygonlow 0.996801 USDC Polygon
Nov 1, 2025 05:00Oct 31, 2026 05:00
- 24 hours
- +0.01%
- Week
- 0%
- Weekly high
- 0.999713 USDC Polygon
- Weekly low
- 0.998459 USDC Polygon
- Spread
- 0.13%
Market data from CoinGecko as of Nov 1, 2026 08:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The USDT ERC20/USDC Polygon spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 0.999525 | 0.999321 | 0.999407 | +0.01% |
| Week | 0.999713 | 0.998459 | 0.999423 | 0% |
| Month | 0.999991 | 0.999117 | 0.999556 | −0.03% |
| Quarter | 1.0002 | 0.999117 | 0.999739 | −0.03% |
Figures are in USDC Polygon per unit of the currency you send, taken from market data.
Daily USDT ERC20 → USDC Polygon rate
| Day | Close | Against the day before |
|---|---|---|
| Oct 31, 2026 | 0.999416 USDC Polygon | +0.02% |
| Oct 30, 2026 | 0.999176 USDC Polygon | −0.04% |
| Oct 29, 2026 | 0.999561 USDC Polygon | +0.01% |
| Oct 28, 2026 | 0.999478 USDC Polygon | +0.02% |
| Oct 27, 2026 | 0.999325 USDC Polygon | 0% |
| Oct 26, 2026 | 0.999282 USDC Polygon | −0.03% |
| Oct 25, 2026 | 0.99955 USDC Polygon | +0.01% |
How the Velorex rate moved: USDT ERC20 → USDC Polygon day by day
| Day | Velorex rate | Market rate |
|---|---|---|
| Nov 1, 2026 | 0.998602 USDC Polygon | 0.999532 |
| Oct 31, 2026 | 0.998702 USDC Polygon | 0.999467 |
| Oct 30, 2026 | 0.998303 USDC Polygon | 0.999293 |
| Oct 29, 2026 | 0.998801 USDC Polygon | 0.99945 |
| Oct 28, 2026 | 0.999201 USDC Polygon | 0.999571 |
| Oct 27, 2026 | 0.998801 USDC Polygon | 0.999494 |
| Oct 26, 2026 | 0.998602 USDC Polygon | 0.999386 |
| Oct 25, 2026 | 0.998901 USDC Polygon | 0.999385 |
| Oct 24, 2026 | 0.998702 USDC Polygon | 0.999556 |
| Oct 23, 2026 | 0.998801 USDC Polygon | 0.999505 |
| Oct 22, 2026 | 0.9993 USDC Polygon | 0.999479 |
| Oct 21, 2026 | 0.999101 USDC Polygon | 0.999691 |
| Oct 20, 2026 | 0.9993 USDC Polygon | 0.999493 |
| Oct 19, 2026 | 0.999001 USDC Polygon | 0.999321 |
Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted
Market data: USDT and USDC
Tether USDT- Price
- $0.999462
- 24 hours
- +0.03%
- Week
- +0.05%
- Market cap
- $180.03 B
- 24-hour turnover
- $25.53 B
- Rank by cap
- #3
- In circulation
- 180.12 B USDT
- All-time high
- $1.32
USD Coin USDC- Price
- $0.999998
- 24 hours
- +0.02%
- Week
- +0.05%
- Market cap
- $71.71 B
- 24-hour turnover
- $5.84 B
- Rank by cap
- #6
- In circulation
- 71.71 B USDC
- All-time high
- $1.04
Source: CoinGecko, Nov 1, 2026 08:27.
Tether and USD Coin: how they differ
| Tether (USDT) | USD Coin (USDC) | |
|---|---|---|
| Ticker | USDT | USDC |
| Type | token | token |
| Network | Ethereum (ERC20) | Polygon |
| Fees are paid in | ETH | POL |
| Launched | 2014 | 2018 |
| Built by | Tether Limited | Circle |
| Supply cap | no cap | no cap |
| In circulation | 180.12 B USDT | 71.71 B USDC |
| Market cap | $180.03 B | $71.71 B |
| Rank by cap | #3 | #6 |
Daily moves of USDT and USDC over the quarter link at 0.13 (they travel apart).
Compared: Ethereum and Polygon PoS
| Ethereum | Polygon PoS | |
|---|---|---|
| What kind of network | Base network (L1) | Sidechain, writes checkpoints to Ethereum |
| What pays the fee | ETH | POL |
| How expensive | ≈ $0.0062 | ≈ $0.0016 |
| How fast | medium | fast |
| Block time | ~12 sec | ~2 sec |
| Address format | 0x… | 0x… |
| Memo or tag needed | not required | not required |
| Ethereum-format address (0x…) | yes | yes |
The cost and speed marks are given against each other: both drift with the load on the network.
How an exchange differs from an ordinary bridge
| Velorex | Ordinary bridge | |
|---|---|---|
| What arrives at the address | the USDC token in the Polygon PoS network | The very same stablecoin: turning USDT into USDC is one more operation |
| Wallet connection and signatures | We do without them: the payout goes to the address from the order | Mandatory: the wallet is connected, contract transactions are signed |
| Is a Polygon PoS coin needed for fees | Not required to receive | As a rule yes, otherwise the funds cannot be claimed or moved on |
| When it arrives | As soon as Ethereum gathers confirmations; the status is shown on the order page | Set by the bridge itself and by the load on both networks |
| Who holds the funds on the way | Velorex — until the order is closed by the payout | The smart contract of the bridge or its validators |
Ethereum → Polygon PoS: the full list of directions The Polygon PoS blockchain
Why people take the USDT ERC20 → USDC Polygon route
- It works both waysThe USDC Polygon → USDT ERC20 direction is open as well — going back into USDT takes the same route and the same automation.
Common questions: USDT ERC20 → USDC Polygon
What rate does USDT ERC20 to USDC Polygon run at?
As of Nov 1, 2026 08:24 it is 1 USDT ERC20 = 0.998602 USDC Polygon. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.9986.
What amounts does USDT ERC20 → USDC Polygon accept?
From 100.67 to 10,000,000 USDT ERC20 per order. The floor is roughly $100.62.
Why can I not swap less than 100.67 USDT ERC20?
The network fee and the handling do not depend on the amount. On a transfer below 100.67 USDT ERC20 they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending USDT ERC20, and the blockchain takes that one.
How long does swapping USDT ERC20 for USDC Polygon take?
The clock starts with confirmations: as soon as Ethereum (ERC20) confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Ethereum (ERC20) closes in about 12 sec.
Will real USDC be credited, or a wrapper?
USDC Polygon is the ordinary USDC token of the Polygon PoS network: exactly the same one an exchange sends when you withdraw into this blockchain.
Is POL needed to receive USDC Polygon?
Not to receive. POL comes in handy later, when you decide to move USDC from your address.
Which network will USDC Polygon arrive in?
The payout goes out on Polygon. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the USDT ERC20 to USDC Polygon rate do over the month?
Over the month, minus 0.03%: a low of 0.999117, a high of 0.999991, an average of 0.999556 USDC Polygon per 1 USDT ERC20.
Can I swap back, USDC Polygon for USDT ERC20?
Yes, the reverse is open too: 1 USDC Polygon = 1.0014 USDT ERC20. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send USDT ERC20, receive something else
USDT ERC20 → USDS0.999201- USDT ERC20 → USDT Arbitrum1.001
- USDT ERC20 → USDT BEP201.001
- USDT ERC20 → USDT AVAX C1.001
- USDT ERC20 → USDT NEAR1.001
- USDT ERC20 → USDT Optimism1.001
- USDT ERC20 → USDT SOL1.001
- USDT ERC20 → USDT TRC201.001
Receive USDC Polygon, send something else
- USDT NEAR → USDC Polygon0.998592
- USDT Optimism → USDC Polygon0.998592
- USDT SOL → USDC Polygon0.998602
- USDT TRC20 → USDC Polygon0.998602
XLM → USDC Polygon0.168618
XMR → USDC Polygon603.4791
XRP → USDC Polygon1.2475
XTZ → USDC Polygon0.255197
USDT ERC20 USDC Polygon All directions All currencies
Tether (USDT) and USD Coin (USDC): a comparison
Ethereum → Polygon PoS: the full list of directions All networks and routes