XRP → USD Coin (USDC ERC20)
The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.
Rate and amounts for XRP → USDC ERC20
1 XRP = 1.0854 USDC ERC20
1 USDC ERC20 = 0.921277 XRP
Rate as of Nov 10, 2026 13:24
- Orders from
- 63.4066 XRP ≈ $69.62
- Payout network
- Ethereum (ERC20)
- 24 hours
- +1.39%
Current maths: 1.0854 USDC ERC20 for every XRP, and 0.921277 XRP per USDC ERC20 in reverse. Over 24 hours XRP/USDC ERC20 came in at plus 1.39%. Over the week, minus 11.97%.
The weekly range ran from 1.0849 to 1.3236 USDC ERC20, a spread of 22.01%. One order takes from 63.4066 to 9,110,000 XRP. In dollars that is roughly $69.62.
The robot sends the payout in the Ethereum (ERC20) network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts XRP at No. 6 ($69.76 B) and USD Coin at No. 5 ($70.09 B). Over 90 days the daily moves of XRP and USDC correlate at 0.08 (they travel apart).
Which network USDC arrives in
The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.
| Network | Per 1 XRP | From | Network fee | Speed |
|---|---|---|---|---|
| Ethereum (ERC20) open | 1.0854 | 63.4066 XRP | ≈ $0.0068 | medium |
| Solana | 1.0854 | 63.4066 XRP | ≈ $0.00043 | fast |
| Arbitrum One | 1.0854 | 63.4066 XRP | ≈ $0.0028 | fast |
| BASE | 1.0854 | 63.4066 XRP | — | — |
| BNB Smart Chain (BEP20) | 1.0854 | 63.4066 XRP | ≈ $0.0022 | fast |
| Avalanche C-Chain | 1.0854 | 63.4066 XRP | ≈ $0.0041 | fast |
| NEAR | 1.0854 | 63.4066 XRP | — | — |
| Optimism | 1.0854 | 63.4066 XRP | ≈ $0.00014 | fast |
| XLM | 1.0854 | 63.4066 XRP | — | — |
| Polygon | 1.0854 | 67.3865 XRP | ≈ $0.00019 | fast |
XRP → USDC: all networks side by side Network charges for USDC
Rate and amounts for XRP → USDC ERC20
| XRP | USDC ERC20 |
|---|---|
| 100 | 108.5449 |
| 500 | 542.7247 |
| 1,000 | 1,085.45 |
| 5,000 | 5,427.25 |
| 10,000 | 10,854.49 |
| 50,000 | 54,272.47 |
| USDC ERC20 | XRP |
|---|---|
| 100 | 92.1277 |
| 500 | 460.6387 |
| 2,000 | 1,842.55 |
| 5,000 | 4,606.39 |
| 20,000 | 18,425.55 |
| 100,000 | 92,127.75 |
How the XRP → USDC ERC20 exchange runs
- Work out the amount in the calculator — orders start at 63.4066 XRP.
- Give a USDC address on Ethereum (ERC20) and a contact for the order.
- Send XRP on XRP Ledger, exactly the amount the order shows.
- Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.
Check this before sending XRP
- The address network is Ethereum (ERC20). Sending through another network almost always means losing the transfer.
- The transfer must not be smaller than 63.4066 XRP.
- Copy the address in full, then check its first and last characters once it is pasted.
- Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.
How the XRP to USDC ERC20 rate has moved
high 1.3236 USDC ERC20low 1.0849 USDC ERC20
Nov 3, 2026 13:24Nov 10, 2026 13:24
high 1.4095 USDC ERC20low 1.113 USDC ERC20
Oct 10, 2026 05:00Nov 9, 2026 05:00
high 1.5715 USDC ERC20low 0.993158 USDC ERC20
Aug 11, 2026 05:00Nov 9, 2026 05:00
high 2.5262 USDC ERC20low 0.993158 USDC ERC20
Nov 11, 2025 05:00Nov 9, 2026 05:00
- 24 hours
- +1.39%
- Week
- −11.97%
- Weekly high
- 1.3236 USDC ERC20
- Weekly low
- 1.0849 USDC ERC20
- Spread
- 22.01%
Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted
The XRP/USDC ERC20 spread by period
| Period | High | Low | Middle | Period result |
|---|---|---|---|---|
| 24 hours | 1.1054 | 1.0849 | 1.0966 | +1.39% |
| Week | 1.3236 | 1.0849 | 1.2004 | −11.97% |
| Month | 1.4095 | 1.113 | 1.2947 | −20.22% |
| Quarter | 1.5715 | 0.993158 | 1.3389 | +10.02% |
Figures are in USDC ERC20 per unit of the currency you send, taken from market data.
Daily XRP → USDC ERC20 rate
| Day | Close | Against the day before |
|---|---|---|
| Nov 9, 2026 | 1.113 USDC ERC20 | −4.34% |
| Nov 8, 2026 | 1.1636 USDC ERC20 | −1.31% |
| Nov 7, 2026 | 1.179 USDC ERC20 | −2.33% |
| Nov 6, 2026 | 1.2071 USDC ERC20 | −7.48% |
| Nov 5, 2026 | 1.3047 USDC ERC20 | +2.19% |
| Nov 4, 2026 | 1.2767 USDC ERC20 | +2.17% |
| Nov 3, 2026 | 1.2496 USDC ERC20 | −0.03% |
How the Velorex rate moved: XRP → USDC ERC20 day by day
| Day | Velorex rate | Market rate |
|---|---|---|
| Nov 10, 2026 | 1.094 USDC ERC20 | 1.0985 |
| Nov 9, 2026 | 1.1036 USDC ERC20 | 1.1006 |
| Nov 8, 2026 | 1.114 USDC ERC20 | 1.1205 |
| Nov 7, 2026 | 1.1593 USDC ERC20 | 1.1606 |
| Nov 6, 2026 | 1.1747 USDC ERC20 | 1.1804 |
| Nov 5, 2026 | 1.2128 USDC ERC20 | 1.2207 |
| Nov 4, 2026 | 1.3109 USDC ERC20 | 1.3104 |
| Nov 3, 2026 | 1.2779 USDC ERC20 | 1.2805 |
| Nov 2, 2026 | 1.2469 USDC ERC20 | 1.2509 |
| Nov 1, 2026 | 1.2475 USDC ERC20 | 1.2503 |
| Oct 31, 2026 | 1.2503 USDC ERC20 | 1.25 |
| Oct 30, 2026 | 1.2521 USDC ERC20 | 1.2503 |
| Oct 29, 2026 | 1.2431 USDC ERC20 | 1.2411 |
| Oct 28, 2026 | 1.3253 USDC ERC20 | 1.3306 |
Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted
Market data: XRP and USDC
XRP XRP- Price
- $1.10
- 24 hours
- +1.4%
- Week
- −11.97%
- Market cap
- $69.76 B
- 24-hour turnover
- $2.18 B
- Rank by cap
- #6
- In circulation
- 63.52 B XRP
- All-time high
- $3.65
USD Coin USDC- Price
- $0.999553
- 24 hours
- +0.02%
- Week
- +0.02%
- Market cap
- $70.09 B
- 24-hour turnover
- $11.93 B
- Rank by cap
- #5
- In circulation
- 70.12 B USDC
- All-time high
- $1.04
Source: CoinGecko, Nov 10, 2026 12:57.
XRP and USD Coin: how they differ
| XRP (XRP) | USD Coin (USDC) | |
|---|---|---|
| Ticker | XRP | USDC |
| Type | coin of its own network | token |
| Launched | 2012 | 2018 |
| Built by | Ripple Labs | Circle |
| Consensus | XRP Ledger Consensus Protocol | — |
| Block | ~4 sec | — |
| Supply cap | 100 B XRP | no cap |
| Privacy | transfers are public | — |
| In circulation | 63.52 B XRP | 70.12 B USDC |
| Market cap | $69.76 B | $70.09 B |
| Rank by cap | #6 | #5 |
| Network | — | Ethereum (ERC20) |
| Fees are paid in | — | ETH |
Daily moves of XRP and USDC over the quarter link at 0.08 (they travel apart).
Why people take the XRP → USDC ERC20 route
- Stepping out of the swingsXRP moved −21.56% over the past month. USDC tracks the dollar, so after the swap the amount stops following XRP.
- It works both waysThe USDC ERC20 → XRP direction is open as well — going back into XRP takes the same route and the same automation.
Common questions: XRP → USDC ERC20
What rate does XRP to USDC ERC20 run at?
As of Nov 10, 2026 13:24 it is 1 XRP = 1.0854 USDC ERC20. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.08.
What amounts does XRP → USDC ERC20 accept?
From 63.4066 to 9,110,000 XRP per order. The floor is roughly $69.62.
Why can I not swap less than 63.4066 XRP?
The network fee and the handling do not depend on the amount. On a transfer below 63.4066 XRP they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XRP, and the blockchain takes that one.
How long does swapping XRP for USDC ERC20 take?
The clock starts with confirmations: as soon as XRP Ledger confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in XRP Ledger closes in about 4 sec.
Which network will USDC ERC20 arrive in?
The payout goes out on Ethereum (ERC20). Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XRP to USDC ERC20 rate do over the month?
Over the month, minus 20.22%: a low of 1.113, a high of 1.4095, an average of 1.2947 USDC ERC20 per 1 XRP.
Can I swap back, USDC ERC20 for XRP?
Yes, the reverse is open too: 1 USDC ERC20 = 0.921259 XRP. The link to switch sits under the calculator.
Related reading
Other directions
The other way round
Send XRP, receive something else
XRP → USDS1.0853
XRP → USDT Arbitrum1.0862- XRP → USDT BEP201.0862
- XRP → USDT AVAX C1.0862
- XRP → USDT ERC201.0862
- XRP → USDT NEAR1.0862
- XRP → USDT Optimism1.0862
- XRP → USDT SOL1.0862
