Stellar (XLM) → Tether (USDT Optimism)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XLM → USDT Optimism 1 XLM = 0.225278 USDT Optimism 1 USDT Optimism = 4.439 XLM

Rate as of Sep 30, 2026 23:30

Orders from: 450.5258 XLM ≈ $101.30
Payout network: Optimism
24 hours: +1.29%

You send

XLM

You get 1,126.39

USDT Optimism

Create the order

Rate: 1 XLM = 0.225278 USDT Optimism
From: 450.5258 XLM
Up to: 44,500,000 XLM

Preliminary figure: the final amount is locked in the order.

Right now 1 XLM gets you 0.225278 USDT Optimism; the other way round, 1 USDT Optimism is 4.439 XLM. Over 24 hours XLM/USDT Optimism came in at plus 1.29%. Over the week, plus 9.07%.

The weekly range ran from 0.197941 to 0.233526 USDT Optimism, a spread of 17.98%. One order takes from 450.5258 to 44,500,000 XLM. In dollars that is roughly $101.30.

The robot sends the payout in the Optimism network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Stellar at No. 20 ($7.88 B) and Tether at No. 3 ($183.82 B). Over 90 days the daily moves of XLM and USDT correlate at 0.14 (they travel apart).

Which network USDT arrives in

The same USDT goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XLM	From	Network fee	Speed
Ethereum (ERC20)	0.225278	912.7419 XLM	≈ $0.055	medium
TRON (TRC20)	0.225278	912.7419 XLM	≈ $2.3	fast
BNB Smart Chain (BEP20)	0.225278	912.7419 XLM	≈ $0.0025	fast
Solana	0.225278	912.7419 XLM	≈ $0.00059	fast
Arbitrum One	0.225278	450.5258 XLM	≈ $0.0037	fast
Avalanche C-Chain	0.225278	450.5258 XLM	≈ $0.0036	fast
NEAR	0.225278	450.5258 XLM	—	—
Optimism open	0.225278	450.5258 XLM	≈ $0.00019	fast

XLM → USDT: all networks side by side Network charges for USDT

Rate and amounts for XLM → USDT Optimism

Send XLM — receive USDT OptimismNeed USDT Optimism — send this much XLM

XLM	USDT Optimism
500	112.6389
2,000	450.5555
5,000	1,126.39
20,000	4,505.55
50,000	11,263.89
200,000	45,055.55

USDT Optimism	XLM
200	887.793
1,000	4,438.96
2,000	8,877.93
10,000	44,389.65
20,000	88,779.3
100,000	443,896.48

How the XLM → USDT Optimism exchange runs

Work out the amount in the calculator — orders start at 450.5258 XLM.
Give a USDT address on Optimism and a contact for the order.
Send XLM on Stellar, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends Tether to your address. The order page shows the status.

Swap XLM for USDT Optimism

Check this before sending XLM

The address network is Optimism. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 450.5258 XLM.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XLM to USDT Optimism rate has moved

WeekMonthQuarterYear

high 0.233526 USDT Optimismlow 0.197941 USDT Optimism

Sep 23, 2026 23:35Sep 30, 2026 23:35

high 0.232273 USDT Optimismlow 0.174665 USDT Optimism

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 0.232273 USDT Optimismlow 0.15482 USDT Optimism

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 0.409854 USDT Optimismlow 0.143473 USDT Optimism

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: +1.29%
Week: +9.07%
Weekly high: 0.233526 USDT Optimism
Weekly low: 0.197941 USDT Optimism
Spread: 17.98%

Market data from CoinGecko as of Sep 30, 2026 23:27. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XLM/USDT Optimism spread by period

Period	High	Low	Middle	Period result
24 hours	0.228603	0.221047	0.223977	+1.29%
Week	0.233526	0.197941	0.217507	+9.07%
Month	0.232273	0.174665	0.193461	+30.63%
Quarter	0.232273	0.15482	0.184231	+15.76%

Figures are in USDT Optimism per unit of the currency you send, taken from market data.

Daily XLM → USDT Optimism rate

Day	Close	Against the day before
Sep 30, 2026	0.228172 USDT Optimism	−1.77%
Sep 29, 2026	0.232273 USDT Optimism	+7.64%
Sep 28, 2026	0.215797 USDT Optimism	−0.33%
Sep 27, 2026	0.216501 USDT Optimism	−1.69%
Sep 26, 2026	0.220226 USDT Optimism	+1.25%
Sep 25, 2026	0.217501 USDT Optimism	+7.62%
Sep 24, 2026	0.202099 USDT Optimism	−6.45%

Market data: XLM and USDT

Stellar XLM

Price: $0.22484
24 hours: +1.29%
Week: +10.58%
Market cap: $7.88 B
24-hour turnover: $351.78 M
Rank by cap: #20
In circulation: 35.02 B XLM
All-time high: $0.875563

Tether USDT

Price: $0.999723
24 hours: 0%
Week: −0.01%
Market cap: $183.82 B
24-hour turnover: $62.95 B
Rank by cap: #3
In circulation: 183.87 B USDT
All-time high: $1.32

Source: CoinGecko, Sep 30, 2026 23:27.

Stellar and Tether: how they differ

	Stellar (XLM)	Tether (USDT)
Ticker	XLM	USDT
Type	coin of its own network	token
Launched	2014	2014
Built by	Jed McCaleb, Joyce Kim	Tether Limited
Consensus	Stellar Consensus Protocol	—
Block	~5 sec	—
Supply cap	50 B XLM	no cap
Privacy	transfers are public	—
In circulation	35.02 B XLM	183.87 B USDT
Market cap	$7.88 B	$183.82 B
Rank by cap	#20	#3
Network	—	Optimism
Fees are paid in	—	ETH

Daily moves of XLM and USDT over the quarter link at 0.14 (they travel apart).

Why people take the XLM → USDT Optimism route

Stepping out of the swingsXLM moved +30.6% over the past month. USDT tracks the dollar, so after the swap the amount stops following XLM.
It works both waysThe USDT Optimism → XLM direction is open as well — going back into XLM takes the same route and the same automation.

Common questions: XLM → USDT Optimism

What rate does XLM to USDT Optimism run at?

As of Sep 30, 2026 23:30 it is 1 XLM = 0.225278 USDT Optimism. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.225215.

What amounts does XLM → USDT Optimism accept?

From 450.5258 to 44,500,000 XLM per order. The floor is roughly $101.30.

Why can I not swap less than 450.5258 XLM?

The network fee and the handling do not depend on the amount. On a transfer below 450.5258 XLM they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.

How long does swapping XLM for USDT Optimism take?

The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.

Which network will USDT Optimism arrive in?

The payout goes out on Optimism. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDT?

Usually USDT BEP20, USDT SOL, USDT Arbitrum, USDT AVAX C, USDT Optimism works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XLM to USDT Optimism rate do over the month?

Over the month, plus 30.63%: a low of 0.174665, a high of 0.232273, an average of 0.193461 USDT Optimism per 1 XLM.

Can I swap back, USDT Optimism for XLM?

Yes, the reverse is open too: 1 USDT Optimism = 4.4389 XLM. The link to switch sits under the calculator.