XRP → USD Coin (USDC Polygon)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XRP → USDC Polygon 1 XRP = 1.5089 USDC Polygon 1 USDC Polygon = 0.662734 XRP

Rate as of Sep 30, 2026 21:05

Orders from: 67.3865 XRP ≈ $101.75
Payout network: Polygon
24 hours: −0.73%

You send

XRP

You get 1,508.9

USDC Polygon

Create the order

Rate: 1 XRP = 1.5089 USDC Polygon
From: 67.3865 XRP
Up to: 6,620,000 XRP

Preliminary figure: the final amount is locked in the order.

Right now 1 XRP gets you 1.5089 USDC Polygon; the other way round, 1 USDC Polygon is 0.662734 XRP. Over 24 hours XRP/USDC Polygon came in at minus 0.73%. Over the week, minus 0.42%.

The weekly range ran from 1.4679 to 1.5999 USDC Polygon, a spread of 8.99%. One order takes from 67.3865 to 6,620,000 XRP. In dollars that is roughly $101.75.

The robot sends the payout in the Polygon network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts XRP at No. 5 ($95.1 B) and USD Coin at No. 6 ($74.25 B). Over 90 days the daily moves of XRP and USDC correlate at 0.06 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

Network	Per 1 XRP	From	Network fee	Speed
Ethereum (ERC20)	1.5089	63.4066 XRP	≈ $0.095	medium
Solana	1.5089	63.4066 XRP	≈ $0.0006	fast
Arbitrum One	1.5089	63.4066 XRP	≈ $0.0037	fast
BASE	1.5089	63.4066 XRP	—	—
BNB Smart Chain (BEP20)	1.5089	63.4066 XRP	≈ $0.0025	fast
Avalanche C-Chain	1.5089	63.4066 XRP	≈ $0.0036	fast
NEAR	1.5089	63.4066 XRP	—	—
Optimism	1.5089	63.4066 XRP	≈ $0.0002	fast
XLM	1.5089	63.4066 XRP	—	—
Polygon open	1.5089	67.3865 XRP	≈ $0.002	fast

XRP → USDC: all networks side by side Network charges for USDC

Rate and amounts for XRP → USDC Polygon

Send XRP — receive USDC PolygonNeed USDC Polygon — send this much XRP

XRP	USDC Polygon
100	150.89
500	754.45
1,000	1,508.9
5,000	7,544.5
10,000	15,089
50,000	75,445

USDC Polygon	XRP
200	132.5469
1,000	662.7344
2,000	1,325.47
10,000	6,627.34
20,000	13,254.69
100,000	66,273.44

How the XRP → USDC Polygon exchange runs

Work out the amount in the calculator — orders start at 67.3865 XRP.
Give a USDC address on Polygon and a contact for the order.
Send XRP on XRP Ledger, exactly the amount the order shows.
Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XRP for USDC Polygon

Check this before sending XRP

The address network is Polygon. Sending through another network almost always means losing the transfer.
The transfer must not be smaller than 67.3865 XRP.
Copy the address in full, then check its first and last characters once it is pasted.
Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XRP to USDC Polygon rate has moved

WeekMonthQuarterYear

high 1.5999 USDC Polygonlow 1.4679 USDC Polygon

Sep 23, 2026 21:05Sep 30, 2026 21:05

high 1.5715 USDC Polygonlow 1.2837 USDC Polygon

Aug 31, 2026 05:00Sep 30, 2026 05:00

high 1.5715 USDC Polygonlow 0.993158 USDC Polygon

Jul 2, 2026 05:00Sep 30, 2026 05:00

high 3.0423 USDC Polygonlow 0.993158 USDC Polygon

Oct 1, 2025 05:00Sep 30, 2026 05:00

24 hours: −0.73%
Week: −0.42%
Weekly high: 1.5999 USDC Polygon
Weekly low: 1.4679 USDC Polygon
Spread: 8.99%

Market data from CoinGecko as of Sep 30, 2026 20:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XRP/USDC Polygon spread by period

Period	High	Low	Middle	Period result
24 hours	1.5447	1.486	1.5049	−0.73%
Week	1.5999	1.4679	1.5188	−0.42%
Month	1.5715	1.2837	1.4197	+11.21%
Quarter	1.5715	0.993158	1.2313	+43.66%

Figures are in USDC Polygon per unit of the currency you send, taken from market data.

Daily XRP → USDC Polygon rate

Day	Close	Against the day before
Sep 30, 2026	1.5103 USDC Polygon	+0.95%
Sep 29, 2026	1.496 USDC Polygon	−1.36%
Sep 28, 2026	1.5167 USDC Polygon	−0.7%
Sep 27, 2026	1.5275 USDC Polygon	−2.6%
Sep 26, 2026	1.5683 USDC Polygon	+2.22%
Sep 25, 2026	1.5343 USDC Polygon	+2.2%
Sep 24, 2026	1.5013 USDC Polygon	−4.47%

Market data: XRP and USDC

XRP XRP

Price: $1.51
24 hours: −0.75%
Week: −5%
Market cap: $95.1 B
24-hour turnover: $3.4 B
Rank by cap: #5
In circulation: 63.09 B XRP
All-time high: $3.65

USD Coin USDC

Price: $0.999759
24 hours: −0.02%
Week: 0%
Market cap: $74.25 B
24-hour turnover: $17.91 B
Rank by cap: #6
In circulation: 74.27 B USDC
All-time high: $1.04

Source: CoinGecko, Sep 30, 2026 20:57.

XRP and USD Coin: how they differ

	XRP (XRP)	USD Coin (USDC)
Ticker	XRP	USDC
Type	coin of its own network	token
Launched	2012	2018
Built by	Ripple Labs	Circle
Consensus	XRP Ledger Consensus Protocol	—
Block	~4 sec	—
Supply cap	100 B XRP	no cap
Privacy	transfers are public	—
In circulation	63.09 B XRP	74.27 B USDC
Market cap	$95.1 B	$74.25 B
Rank by cap	#5	#6
Network	—	Polygon
Fees are paid in	—	POL

Daily moves of XRP and USDC over the quarter link at 0.06 (they travel apart).

Why people take the XRP → USDC Polygon route

Stepping out of the swingsXRP moved +11.2% over the past month. USDC tracks the dollar, so after the swap the amount stops following XRP.
It works both waysThe USDC Polygon → XRP direction is open as well — going back into XRP takes the same route and the same automation.

Common questions: XRP → USDC Polygon

What rate does XRP to USDC Polygon run at?

As of Sep 30, 2026 21:05 it is 1 XRP = 1.5089 USDC Polygon. The figure updates on its own, and the calculator always shows the current one. On the market that is around $1.51.

What amounts does XRP → USDC Polygon accept?

From 67.3865 to 6,620,000 XRP per order. The floor is roughly $101.75.

Why can I not swap less than 67.3865 XRP?

The network fee and the handling do not depend on the amount. On a transfer below 67.3865 XRP they eat a noticeable share of it, and the swap stops making sense for either side.

Is anything charged on top of the rate?

No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XRP, and the blockchain takes that one.

How long does swapping XRP for USDC Polygon take?

The clock starts with confirmations: as soon as XRP Ledger confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in XRP Ledger closes in about 4 sec.

Which network will USDC Polygon arrive in?

The payout goes out on Polygon. Check that the receiving wallet supports that network.

Which network is cheaper for receiving USDC?

Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.

What happens if the rate moves while I am paying?

Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.

What did the XRP to USDC Polygon rate do over the month?

Over the month, plus 11.21%: a low of 1.2837, a high of 1.5715, an average of 1.4197 USDC Polygon per 1 XRP.

Can I swap back, USDC Polygon for XRP?

Yes, the reverse is open too: 1 USDC Polygon = 0.662734 XRP. The link to switch sits under the calculator.