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  1. Stellar (XLM) → USD Coin (USDC SOL)

Stellar (XLM) → USD Coin (USDC SOL)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XLM → USDC SOL 1 XLM = 0.148459 USDC SOL 1 USDC SOL = 6.7359 XLM

Rate as of Nov 10, 2026 13:19

Orders from
912.7419 XLM ≈ $136.25
Payout network
Solana
24 hours
+3.48%
You get 1,484.59 USDC SOL
Create the order
Rate
1 XLM = 0.148459 USDC SOL
From
912.7419 XLM
Up to
67,000,000 XLM

Preliminary figure: the final amount is locked in the order.

Current maths: 0.148459 USDC SOL for every XLM, and 6.7359 XLM per USDC SOL in reverse. Over 24 hours XLM/USDC SOL came in at plus 3.48%. Over the week, minus 7.97%.

The weekly range ran from 0.145263 to 0.168858 USDC SOL, a spread of 16.24%. One order takes from 912.7419 to 67,000,000 XLM. In dollars that is roughly $136.25.

The robot sends the payout in the Solana network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Stellar at No. 19 ($5.28 B) and USD Coin at No. 5 ($70.09 B). Over 90 days the daily moves of XLM and USDC correlate at 0.06 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

NetworkPer 1 XLMFromNetwork feeSpeed
Ethereum (ERC20)0.148459912.7419 XLM≈ $0.0068medium
Solana open0.148459912.7419 XLM≈ $0.00043fast
Arbitrum One0.148459912.7419 XLM≈ $0.0028fast
BASE0.148459912.7419 XLM——
BNB Smart Chain (BEP20)0.148459450.5258 XLM≈ $0.0022fast
Avalanche C-Chain0.148459450.5258 XLM≈ $0.0041fast
NEAR0.148459450.5258 XLM——
Optimism0.148459450.5258 XLM≈ $0.00014fast
Polygon0.148459450.5258 XLM≈ $0.00019fast
XLM0.148459450.5258 XLM——

XLM → USDC: all networks side by side Network charges for USDC

Rate and amounts for XLM → USDC SOL

XLMUSDC SOL
1,000148.4585
5,000742.2926
10,0001,484.59
50,0007,422.93
100,00014,845.85
500,00074,229.26
USDC SOLXLM
2001,347.18
1,0006,735.89
2,00013,471.78
10,00067,358.88
20,000134,717.77
100,000673,588.85

How the XLM → USDC SOL exchange runs

  1. Work out the amount in the calculator — orders start at 912.7419 XLM.
  2. Give a USDC address on Solana and a contact for the order.
  3. Send XLM on Stellar, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XLM for USDC SOL

Check this before sending XLM

  • The address network is Solana. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 912.7419 XLM.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XLM to USDC SOL rate has moved

high 0.168858 USDC SOLlow 0.145263 USDC SOL
Nov 3, 2026 13:24Nov 10, 2026 13:24
high 0.202958 USDC SOLlow 0.146402 USDC SOL
Oct 10, 2026 05:00Nov 9, 2026 05:00
high 0.232226 USDC SOLlow 0.146402 USDC SOL
Aug 11, 2026 05:00Nov 9, 2026 05:00
high 0.300406 USDC SOLlow 0.143382 USDC SOL
Nov 11, 2025 05:00Nov 9, 2026 05:00
24 hours
+3.48%
Week
−7.97%
Weekly high
0.168858 USDC SOL
Weekly low
0.145263 USDC SOL
Spread
16.24%

Market data from CoinGecko as of Nov 10, 2026 12:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XLM/USDC SOL spread by period

PeriodHighLowMiddlePeriod result
24 hours0.1483010.1452630.147251+3.48%
Week0.1688580.1452630.155633−7.97%
Month0.2029580.1464020.17382−24.78%
Quarter0.2322260.1464020.184453−9.28%

Figures are in USDC SOL per unit of the currency you send, taken from market data.

Daily XLM → USDC SOL rate

DayCloseAgainst the day before
Nov 9, 20260.146402 USDC SOL−3.23%
Nov 8, 20260.15129 USDC SOL−1.33%
Nov 7, 20260.153335 USDC SOL+0.22%
Nov 6, 20260.152994 USDC SOL−8.88%
Nov 5, 20260.167907 USDC SOL+3.38%
Nov 4, 20260.162411 USDC SOL−0.3%
Nov 3, 20260.162903 USDC SOL−3.2%

How the Velorex rate moved: XLM → USDC SOL day by day

DayVelorex rateMarket rate
Nov 10, 20260.149059 USDC SOL0.149347
Nov 9, 20260.147559 USDC SOL0.148027
Nov 8, 20260.146499 USDC SOL0.146362
Nov 7, 20260.150738 USDC SOL0.151094
Nov 6, 20260.153238 USDC SOL0.154227
Nov 5, 20260.152968 USDC SOL0.153712
Nov 4, 20260.169188 USDC SOL0.169175
Nov 3, 20260.162618 USDC SOL0.16306
Nov 2, 20260.163248 USDC SOL0.163325
Nov 1, 20260.167658 USDC SOL0.167448
Oct 31, 20260.169838 USDC SOL0.169947
Oct 30, 20260.168848 USDC SOL0.168914
Oct 29, 20260.163968 USDC SOL0.163634
Oct 28, 20260.173018 USDC SOL0.172875

Our own rate is recorded every hour, and the table keeps the last entry of the day. The column beside it is the ratio of the prices of the same two coins on CoinGecko at that same hour. How these numbers are counted

Market data: XLM and USDC

Stellar XLM
Price
$0.14928
24 hours
+3.49%
Week
−7.81%
Market cap
$5.28 B
24-hour turnover
$98.19 M
Rank by cap
#19
In circulation
35.37 B XLM
All-time high
$0.875563
USD Coin USDC
Price
$0.999553
24 hours
+0.02%
Week
+0.02%
Market cap
$70.09 B
24-hour turnover
$11.93 B
Rank by cap
#5
In circulation
70.12 B USDC
All-time high
$1.04

Source: CoinGecko, Nov 10, 2026 12:57.

Stellar and USD Coin: how they differ

Stellar (XLM)USD Coin (USDC)
TickerXLMUSDC
Typecoin of its own networktoken
Launched20142018
Built byJed McCaleb, Joyce KimCircle
ConsensusStellar Consensus Protocol—
Block~5 sec—
Supply cap50 B XLMno cap
Privacytransfers are public—
In circulation35.37 B XLM70.12 B USDC
Market cap$5.28 B$70.09 B
Rank by cap#19#5
Network—Solana
Fees are paid in—SOL

Daily moves of XLM and USDC over the quarter link at 0.06 (they travel apart).

Why people take the XLM → USDC SOL route

  • Stepping out of the swingsXLM moved −25.06% over the past month. USDC tracks the dollar, so after the swap the amount stops following XLM.
  • It works both waysThe USDC SOL → XLM direction is open as well — going back into XLM takes the same route and the same automation.

Common questions: XLM → USDC SOL

What rate does XLM to USDC SOL run at?
As of Nov 10, 2026 13:19 it is 1 XLM = 0.148459 USDC SOL. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.148392.
What amounts does XLM → USDC SOL accept?
From 912.7419 to 67,000,000 XLM per order. The floor is roughly $136.25.
Why can I not swap less than 912.7419 XLM?
The network fee and the handling do not depend on the amount. On a transfer below 912.7419 XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.
How long does swapping XLM for USDC SOL take?
The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.
Which network will USDC SOL arrive in?
The payout goes out on Solana. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to USDC SOL rate do over the month?
Over the month, minus 24.78%: a low of 0.146402, a high of 0.202958, an average of 0.17382 USDC SOL per 1 XLM.
Can I swap back, USDC SOL for XLM?
Yes, the reverse is open too: 1 USDC SOL = 6.7358 XLM. The link to switch sits under the calculator.

Related reading

Other directions

The other way round

Send XLM, receive something else

Receive USDC SOL, send something else

XLM USDC SOL All directions All currencies

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