Stellar (XLM) → USD Coin (USDC AVAX C)

The order runs on autopilot: the rate is locked when you create it, and the payout leaves as soon as the network confirms your transfer. No manual approval, no working hours.

Rate and amounts for XLM → USDC AVAX C 1 XLM = 0.227868 USDC AVAX C 1 USDC AVAX C = 4.3885 XLM

Rate as of Sep 30, 2026 15:00

Orders from
450.5258 XLM ≈ $102.61
Payout network
Avalanche C-Chain
24 hours
−1.87%
You get 1,139.34 USDC AVAX C
Create the order
Rate
1 XLM = 0.227868 USDC AVAX C
From
450.5258 XLM
Up to
43,900,000 XLM

Preliminary figure: the final amount is locked in the order.

The direction is holding at 0.227868 USDC AVAX C per 1 XLM (4.3885 XLM per 1 USDC AVAX C). Over 24 hours XLM/USDC AVAX C came in at minus 1.87%. Over the week, plus 3.97%.

The weekly range ran from 0.199223 to 0.231924 USDC AVAX C, a spread of 16.41%. One order takes from 450.5258 to 43,900,000 XLM. In dollars that is roughly $102.61.

The robot sends the payout in the Avalanche C-Chain network, so the address has to belong to that network — a transfer to another one will not arrive. Market capitalisation puts Stellar at No. 20 ($7.98 B) and USD Coin at No. 6 ($74.34 B). Over 90 days the daily moves of XLM and USDC correlate at 0.04 (they travel apart).

Which network USDC arrives in

The same USDC goes out in several networks. Each has its own rate and its own floor, and the fee is charged by the network itself.

NetworkPer 1 XLMFromNetwork feeSpeed
Ethereum (ERC20)0.227868912.7419 XLM≈ $0.036medium
Solana0.227868912.7419 XLM≈ $0.0006fast
Arbitrum One0.227868912.7419 XLM≈ $0.0036fast
BASE0.227868912.7419 XLM——
BNB Smart Chain (BEP20)0.227868450.5258 XLM≈ $0.0025fast
Avalanche C-Chain open0.227868450.5258 XLM≈ $0.0037fast
NEAR0.227868450.5258 XLM——
Optimism0.227868450.5258 XLM≈ $0.00019fast
Polygon0.227868450.5258 XLM≈ $0.0021fast
XLM0.227868450.5258 XLM——

Rate and amounts for XLM → USDC AVAX C

XLMUSDC AVAX C
500113.9339
2,000455.7354
5,0001,139.34
20,0004,557.35
50,00011,393.39
200,00045,573.54
USDC AVAX CXLM
200877.7022
1,0004,388.51
2,0008,777.02
10,00043,885.11
20,00087,770.22
100,000438,851.1

How the XLM → USDC AVAX C exchange runs

  1. Work out the amount in the calculator — orders start at 450.5258 XLM.
  2. Give a USDC address on Avalanche C-Chain and a contact for the order.
  3. Send XLM on Stellar, exactly the amount the order shows.
  4. Nothing else is needed from you: as soon as the network confirms the transfer, the robot sends USD Coin to your address. The order page shows the status.

Swap XLM for USDC AVAX C

Check this before sending XLM

  • The address network is Avalanche C-Chain. Sending through another network almost always means losing the transfer.
  • The transfer must not be smaller than 450.5258 XLM.
  • Copy the address in full, then check its first and last characters once it is pasted.
  • Send exactly the amount stated in the order: the automation matches your payment against it, and any difference sends the order back for recalculation.

How the XLM to USDC AVAX C rate has moved

high 0.231924 USDC AVAX Clow 0.199223 USDC AVAX C
Sep 23, 2026 15:02Sep 30, 2026 15:02
high 0.232226 USDC AVAX Clow 0.174667 USDC AVAX C
Aug 31, 2026 05:00Sep 30, 2026 05:00
high 0.232226 USDC AVAX Clow 0.154767 USDC AVAX C
Jul 2, 2026 05:00Sep 30, 2026 05:00
high 0.410094 USDC AVAX Clow 0.143382 USDC AVAX C
Oct 1, 2025 05:00Sep 30, 2026 05:00
24 hours
−1.87%
Week
+3.97%
Weekly high
0.231924 USDC AVAX C
Weekly low
0.199223 USDC AVAX C
Spread
16.41%

Market data from CoinGecko as of Sep 30, 2026 14:57. The exchange rate is worked out separately and differs from the market one. How these numbers are counted

The XLM/USDC AVAX C spread by period

PeriodHighLowMiddlePeriod result
24 hours0.2319240.220940.224945−1.87%
Week0.2319240.1992230.2168+3.97%
Month0.2322260.1746670.193443+30.6%
Quarter0.2322260.1547670.184187+15.79%

Figures are in USDC AVAX C per unit of the currency you send, taken from market data.

Daily XLM → USDC AVAX C rate

DayCloseAgainst the day before
Sep 30, 20260.228116 USDC AVAX C−1.77%
Sep 29, 20260.232226 USDC AVAX C+7.62%
Sep 28, 20260.215781 USDC AVAX C−0.33%
Sep 27, 20260.216491 USDC AVAX C−1.69%
Sep 26, 20260.22021 USDC AVAX C+1.26%
Sep 25, 20260.217474 USDC AVAX C+7.61%
Sep 24, 20260.202093 USDC AVAX C−6.45%

Market data: XLM and USDC

Stellar XLM
Price
$0.22775
24 hours
−1.87%
Week
+3%
Market cap
$7.98 B
24-hour turnover
$399.07 M
Rank by cap
#20
In circulation
35.02 B XLM
All-time high
$0.875563
USD Coin USDC
Price
$0.999814
24 hours
−0.01%
Week
0%
Market cap
$74.34 B
24-hour turnover
$16.51 B
Rank by cap
#6
In circulation
74.35 B USDC
All-time high
$1.04

Source: CoinGecko, Sep 30, 2026 14:57.

Stellar and USD Coin: how they differ

Stellar (XLM)USD Coin (USDC)
TickerXLMUSDC
Typecoin of its own networktoken
Launched20142018
Built byJed McCaleb, Joyce KimCircle
ConsensusStellar Consensus Protocol—
Block~5 sec—
Supply cap50 B XLMno cap
Privacytransfers are public—
In circulation35.02 B XLM74.35 B USDC
Market cap$7.98 B$74.34 B
Rank by cap#20#6
Network—Avalanche C-Chain
Fees are paid in—AVAX

Daily moves of XLM and USDC over the quarter link at 0.04 (they travel apart).

Why people take the XLM → USDC AVAX C route

  • Stepping out of the swingsXLM moved +30.6% over the past month. USDC tracks the dollar, so after the swap the amount stops following XLM.
  • It works both waysThe USDC AVAX C → XLM direction is open as well — going back into XLM takes the same route and the same automation.

Common questions: XLM → USDC AVAX C

What rate does XLM to USDC AVAX C run at?
As of Sep 30, 2026 15:00 it is 1 XLM = 0.227868 USDC AVAX C. The figure updates on its own, and the calculator always shows the current one. On the market that is around $0.227825.
What amounts does XLM → USDC AVAX C accept?
From 450.5258 to 43,900,000 XLM per order. The floor is roughly $102.61.
Why can I not swap less than 450.5258 XLM?
The network fee and the handling do not depend on the amount. On a transfer below 450.5258 XLM they eat a noticeable share of it, and the swap stops making sense for either side.
Is anything charged on top of the rate?
No. The payout is already worked out at the rate in the calculator. Separately you pay only the network fee for sending XLM, and the blockchain takes that one.
How long does swapping XLM for USDC AVAX C take?
The clock starts with confirmations: as soon as Stellar confirms your transfer, the order goes out for payout with no operator involved. After that the timing is set by how busy the network is — which is the difference between quick and instant. A block in Stellar closes in about 5 sec.
Which network will USDC AVAX C arrive in?
The payout goes out on Avalanche C-Chain. Check that the receiving wallet supports that network.
Which network is cheaper for receiving USDC?
Usually USDC SOL, USDC Arbitrum, USDC BEP20, USDC AVAX C, USDC Optimism, USDC Polygon works out cheaper. Still, the network is picked by what the recipient accepts, not by the fee.
What happens if the rate moves while I am paying?
Nothing: the rate is locked in the order and holds for as long as the order is alive. It is recalculated only if the payment arrives late or for a different amount — so send the exact sum, and send it promptly.
What did the XLM to USDC AVAX C rate do over the month?
Over the month, plus 30.6%: a low of 0.174667, a high of 0.232226, an average of 0.193443 USDC AVAX C per 1 XLM.
Can I swap back, USDC AVAX C for XLM?
Yes, the reverse is open too: 1 USDC AVAX C = 4.3884 XLM. The link to switch sits under the calculator.

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